LT Capital provides fix & flip, ground-up construction, bridge, and rental-property loans to residential real estate investors nationwide — with decisions in 24-48 hours and closings in days, not months.
Pick a program below to preview it — every one of our six products lives on a single Loan Products page.
Purchase and rehab financing with funds released as work is completed.
Land and vertical construction financing for new-build investment homes.
Short-term bridge capital to acquire, stabilize, or reposition a property before permanent financing.
Long-term rental financing for 1-4 residential unit properties, qualified on property cash flow.
30-year rental financing on a single investment property, no income verification.
Blanket loans across multiple rental properties with one simple payment.
Not sure which loan fits your deal?
Talk to an AdvisorTell us about your deal — property type, loan amount, and timeline.
Receive a detailed term sheet within 48 hours of submission.
Our team conducts a thorough review of the property and financials.
Funds are disbursed and your project moves forward.
We are not a bank. We are a dedicated direct lending partner with the flexibility, speed, and expertise to close deals that traditional institutions cannot.
Term sheets in 48 hours. Closings in as few as 7-10 business days.
We evaluate the full story of your deal, not just the spreadsheet.
No brokers, no middlemen. You work directly with our decision-makers.
We lend in all 50 states across every residential investment property type.
"We closed our first fix & flip loan in nine days. The draw process was simple and our loan advisor actually understood construction timelines."
"Switched our rental portfolio to a blanket loan here and cut our monthly paperwork down to a single statement."
"They funded a ground-up build that two other lenders passed on because it didn't fit their box. Straightforward underwriting."
Get a rate and term quote in minutes — no impact to your credit.
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