About Us

Built by investors, for investors

LT Capital is the direct lending arm of Legacy Triangle Inc, formed to give residential real estate investors direct access to capital without the friction of traditional bank underwriting.

Our Approach

We underwrite the deal, not just a credit score

Traditional lenders are built to finance owner-occupied homes, not investment projects. LT Capital was built specifically for investors — evaluating the property, the plan, and the exit strategy alongside the borrower's experience.

Our team includes former investors and construction lenders who have underwritten and closed thousands of investment-property transactions, and we bring that operational experience to every deal we fund.

LT Capital lending team
What We Value

The principles behind every loan

Speed With Discipline

Fast decisions don't mean sloppy underwriting — we move quickly because our process is built to, not because we cut corners.

A Partner, Not Just a Lender

Your loan advisor stays with your deal from application through payoff — not handed off to a call center.

Built for Repeat Business

Most of our volume comes from investors who close their second, fifth, and twentieth deal with us — that's the relationship we're building toward.

Let's talk about your next deal

Our loan advisors are ready to scope your project.

Contact Us